Regardless of how much you earn or how much you spend there is always room to save more money, money that could be better spent, perhaps on a trip, a special event or more money to put into a savings account for a rainy day. Even for the most frugal amongst you, there are always ways to reduce your spending and here are some tips on how you can live the same way and spend a little less. Reward Programs We often dismiss e-mails and mail through our doors as spammy or junk but very often we are missing out…