Being in charge of a small business in today‚Äôs day and age can be both beneficial and downright challenging. On the plus side, there are ample opportunities out there (when one knows how to seize them) to take a small business idea and run with it. On the down side, complications may arise (some under your control, some not) that can hamper your progress or even bring you down at some point and time. That said the success or failure of your small business almost always boils down to money, typically how much or how little of it that you…